![]() Tax incentives for investors: If you’re a property investor you may also be able to benefit from tax deductions associated with the interest-only repayments made on an investment loan. This could make it easier for borrowers to purchase a property sooner, or they could redirect the savings made towards paying off other types of debt with higher interest rates e.g. Lower initial repayments: The major attraction of opting to make interest-only repayments is that the amount you’ll need to pay back over the interest-only period will be lower than it would be if you opted to make principal and interest repayments. What are the advantages of interest-only home loans? The crux of it? While the couple’s repayments for the first five years would initially be lower if they opted to make interest-only repayments, they would end up paying $24,462 more over the life of the loan. Once that interest-free period ends, their monthly repayments would increase to $2,259 for the remaining 20 years of the loan.Ĭomparatively, if they chose to opt for principal and interest repayments, James and Elle would need to make monthly repayments $1,939 for the 25-year loan period. ![]() They find that over the first five years of the loan (the interest-only period) they would need to make interest-only repayments of $1,067/month. ![]() The couple also plan to make their repayments on a monthly basis. To do this, James and Elle used ASIC Moneysmart’s interest-only mortgage calculator to work out the costs involved on a $400,000 home loan with an interest rate of 3.20% being paid off over 25 years. But before they take the plunge, the couple want to consider the cost of making interest-only repayments for the first five years of their home loan, compared to making principal and interest repayments from the start. James and Elle are ready to purchase a home. Interest-only repayments scenario: James and Elle buy a home So if you’re contemplating making interest-only repayments on your mortgage, you’ll want to crunch the numbers first and familiarise yourself with all of the elements involved. Interest-only mortgages aren’t without their drawbacks though, as they may well prove a more expensive option over the long-run. That’s because - during the interest-free period - mortgage holders will only be required to pay off the ‘interest’ part of the loan, rather than both the interest and the loan principal (i.e. Which lender should you go with? How much do you need to borrow? Should you fix or go with a variable rate? Those are all important considerations, but so too is the type of repayments you want to make on your loan: principal and interest (P&I) repayments or interest-only (IO) repayments?įor some borrowers, going interest-only for a set period of time is a convenient way to ease themselves into the loan by initially making lower repayments. When it comes to taking out a home loan, there are plenty of choices to make. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo. While we pride ourselves on covering a wide range of products, we don't cover every product in the market. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. Mozo provides general product information. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Different amounts and terms will result in different comparison rates. *WARNING: This comparison rate applies only to the example or examples given. ^See information about the Mozo Experts Choice Home loans Awards
0 Comments
![]() The asset turnover ratio can be used to compare the efficiency of different companies within the same industry, or to compare a company's performance over time. A high asset turnover ratio indicates that a company is effectively using its assets to generate revenue, while a low asset turnover ratio may indicate that a company is not using its assets efficiently. The asset turnover ratio is an important measure of a company's performance because it indicates how well the company is using its assets to generate sales. It is calculated by dividing a company's net sales by its total assets. The asset turnover ratio is a financial metric that measures the efficiency of a company's use of its assets in generating revenue. Finally, we will look at how to use the asset turnover ratio to improve efficiency and profitability. ![]() We will also discuss how the asset turnover ratio can be used to compare companies and evaluate a company's performance. In this article, we will discuss the significance of the asset turnover ratio, how it is calculated, and how it can be used to make better financial decisions. It is a measure of how efficiently a company uses its assets to generate sales. A company that has a high asset turnover ratio may be selling products at low prices or operating in a highly competitive market, which could negatively impact profitability.Analyzing the Significance of Asset Turnover Ratio Posted In | Finance | Accounting Software | Gridlex AcademyĪsset turnover ratio is an important metric used in financial analysis that measures a company's ability to generate revenue from its assets. However, it's important to note that a high asset turnover ratio isn't always a good thing. Conversely, a lower asset turnover ratio indicates that a company is generating less revenue per dollar of assets, which can be a sign of poor efficiency or ineffective asset management. A higher asset turnover ratio indicates that a company is generating more revenue per dollar of assets, which is generally considered a positive sign. The asset turnover ratio measures how efficiently a company is using its assets to generate revenue. XYZ Company had net sales of $500,000 and total assets of $250,000 at the beginning of the year and $300,000 at the end of the year. What is ABC Company's asset turnover ratio?Īverage Total Assets = (Beginning Total Assets + Ending Total Assets) / 2Īverage Total Assets = ($500,000 + $750,000) / 2 = $625,000Īsset Turnover Ratio = $1,000,000 / $625,000 = 1.6 Here are a few examples of how to calculate the asset turnover ratio:ĪBC Company had net sales of $1,000,000 and total assets of $500,000 at the beginning of the year and $750,000 at the end of the year. This measure is used to account for any changes in assets that occur over time, such as new asset purchases, asset disposals, or depreciation.Įxamples of Asset Turnover Ratio Calculation The average total assets are calculated by adding the beginning and ending total assets for a period and dividing the sum by 2. Net sales are an important measure of a company's revenue generation, as they reflect the actual amount of money that a company is earning from its operations.Īverage Total Assets: Average total assets are the total assets that a company holds over a specific period, divided by the number of periods. Net Sales: Net sales are the total sales revenue earned by a company during a specific period after deducting any discounts, returns, and allowances. Let's take a closer look at each component of the formula: Average total assets are calculated by adding the beginning and ending total assets for a period and dividing the sum by 2. Net sales are the total sales revenue earned by a company after deducting any discounts, returns, and allowances. The formula is:Īsset Turnover Ratio = Net Sales / Average Total Assets The asset turnover ratio is calculated by dividing a company's net sales by its average total assets. This ratio is an important measure of a company's overall profitability and efficiency, as it shows how effectively a company is using its resources to generate revenue. It indicates how much revenue is generated for each dollar of assets that a company holds. The asset turnover ratio is a financial ratio that measures a company's efficiency in using its assets to generate revenue. Turnover Ratio What is the Asset Turnover Ratio? ![]() Tech companies may be "pruning" their headcount, Richardson adds, but they're still investing in building future technology, and by extension, workforces. The recent spate of layoffs are "painful and disconcerting," Richardson says, but are "ripples, not yet waves." Heading into the pandemic, that number hovered around 200,000 people seeking aid every week. And unemployment claims slid by 6,000 in the last week down to 186,000 people filing for jobless benefits. Gross domestic product increased more than expected last month. The national unemployment rate remains low at 3.5% and less than 1% of the workforce are being laid off every month, near record lows. "We're not in a recession yet" and may not realize we're in one until it's over, says ADP chief economist Nela Richardson. “I believe these fish tend to rise to the surface when their physical condition is poor, rising on water currents, which is why they are so often dead when they are found.But while these job losses are sudden and no doubt disruptive to the people impacted, they're not the wave of job cuts that would signal a recession, economists say. “There is no scientific evidence of a connection, so I don’t think people need to worry,” Hiroyuki Motomura, a professor of ichthyology at Kagoshima University, told the New York Post. Though there were sightings of the fish ahead of the 2011 Tohoku earthquake and Fukishima nuclear disaster, scientists believe the connection is spurious. ![]() The legend says that the fish are sent from the palace to the surface to warn people of coming earthquakes. The fish is called “ryugu no tsukai” – which translates to “Messenger from the Sea God’s Palace” – and was believed to be the servant of the sea god Ryūjin. ![]() ![]() Oarfish in mythologyĪccording to Japanese folklore, oarfish sightings are an omen of an impending disaster. While the fish may have been inspiration for the tales of sea monsters, there are no reports of encounters with oarfish resulting in harm. Oarfish do not have teeth and feed on plankton through gill rakers. Though the sightings of live oarfish are rare, those who see them are in little danger. It earned its common name from its highly compressed and elongated body, according to the Florida Museum of Natural History. The fish's scientific name is Regalecus glesne. In 1963, an oarfish was caught in New Jersey that was an estimated 50 feet long, and in 1885, a 600-pound specimen was caught in Maine. It is considered the longest bony fish in the world by Guinness World Records. Oarfish can be found around the globe in non-Arctic waters and are characterized by their scaleless body covered in silvery guanine. The giant oarfish is a deep-sea dweller that normally lives at an depth of about 700 feet but has been found as deep as 3,280 feet. Lots of Legs: New millipede species with 486 legs discovered near Los Angeles What is a giant oarfish? “Many amazing animals can be found off Taiwan's northeast coast … but it was my first encounter with a giant oarfish,” Cheng-Ru told Newsweek. But the video shows that this oarfish appear to be wounded. Sightings of the glittering silver on its body are a sign of an impending disaster, according to legend. Watch the video above to see the oarfish encountered by the group. The viral video, originally published by diving instructor Wang Cheng-Ru in June, shows the group coming upon the deep-sea fish in shallow water off the coast of the Ruifang District on the northeast corner of the island.įootage of a giant oarfish is rare, because they usually are found 200 to 1,000 feet below the surface. A group of divers encountered a rare giant oarfish off the coast of Taiwan. ![]() How to make a sticker in procreate mi enamorada masturbandose. busty milf (leigh lezley) get hardcore sex on camera vid-20. How to make a sticker in procreate blonde cougar gets hammered with hard cock. gozando na bucetinha da novinha - young doggstyle. doggystyle session - adult android game. How to make a sticker in procreate sex donkey gay pool four-way!. ![]() jade valentine and allen swift having a threesome with their stepmom jasmine daze. How to make a sticker in procreate aussie uncut dudes shower together before fucking hard & massive face facial cum shot. sexy cheating housewife give friend an handjob amazing orgasm. Bbc give pawg back shots and nuts all on her back. How to make a sticker in procreate mommy'_s girl - hot milf cory chase offers her tits to stepdaughter kiara cole then eats her pussy. letsdoeit - (blair williams, samantha hayes, derrick pierce) - horny teens trick their step dad into a hot threesome. Doggystyle session - adult android game. en posició_n de perro me los avienta hasta dentro al grado de gritar de tanto placer. How to make a sticker in procreate this is my. morena gostosa cheia de tesã_o se oferecendo na web doida pra fuder. big breasted squirter fucked good by machine dick. blonde cougar gets hammered with hard cock. How to make a sticker in procreate chickpass - petite slut lucy sunflower goes wild with her clit sucker. tiny4k porn stars adriana chechik and riley reid sex compilation. xogisele - playing with a dildo outdoors. uncensored 3d hentai - fuck threesome with sucubus in the office. How to make a sticker in procreate foster parents brandi love and bobby beefcakes welcome new dauhter ryder rey into the family.they made sure to teach her good fucking skills. ![]() skinny young latina teen step daughter is step fathers day gift from her and her step mom - natalia nix. skinny blonde chick masturbates on webcam. How to make a sticker in procreate sucking hubby's yummy dick and swallowing his cum. How to make a sticker in procreate happy 18th birthday to me! #1, scene 1. How to make a sticker in procreate busty milf (leigh lezley) get hardcore sex on camera vid-20. Uncensored 3d hentai - fuck threesome with sucubus in the office. closeup pussy orgasm with inflatable plug inside and self-fisting surprise at the end. Evasive angles black muffin munchers- cherry kisses her and she liked it. How to make a sticker in procreate stockinged slave gets ass filled with sperm. How to make a sticker in procreate hetero curioso primera experiencia gay. How to make a sticker in procreate jessica valle trans buena chupada. A stranger finger martinasmith'_s and he makes her squirt. ![]() Well, maybe I could, I dunno, but I don't really want to be converting video files AND recording footage from a game at the same time. And while the videos are converting, I can't actually play the game. And requires me to convert a LOT of videos from massive avi files (3.95GBs each) into smaller wmv ones that don't take up every bit of free space on my hard drive. This is so I can do a Madisun's Arc review of it, and like all my video game reviews I'm playing through the whole thing and recording it so that I essentially have a complete video run of the game. So I'm doing a run through that most infamous of bad adventure games, Simon the Sorcerer 3D. 11:51 Kobrar ] has left #hard-light ◆ Toggle Signature ◆Ģ3:40 EveningTea: ass 23:40 wait no 23:40 evilbagel: ass 23:40 ? 23:40 2-letter tab complete failure 14:08 there's too much talk of butts and dongs in here 14:08 the level of discourse has really plummeted 14:08 Let's talk about politics instead 14:08 butts and dongs are part of #hard-light's brand now 14:08 well 14:08 EvilBagel's brand, at least 01:06 welp 01:07 I've got to take some very strong antibiotics 01:07 penis infection? 01:08 Chlamydia 01:08 O.o 01:09 well 01:09 I guess that happens 01:09 at least it's curable 01:09 yeah 01:10 I take it you weren't actually expecting it to be a penis infection 01:10 I was not 14:04 Sometimes the way to simplify is to just have a habit and not think about it too much 14:05 until stuff explodes 14:05 then you start thinking about it 22:16 I don't know how my gf would feel about Jewish conspiracy porn 15:41 EveningTea ] has joined #hard-light 15:47 butt 15:51 yes 15:53 EveningTea ] has quit 18:53 Dicks are fun 21:41 you can't spell assassin without two asses 20:05 i'm mining titcoins from now on 00:31 Drunken antisocial educated freezing hicks with good Internet = Finland stereotype 11:46 Kobrar ] has joined #hard-light 11:50 Surely you've heard of DVDA 11:50 Double Vaginal Double ANal 11:51. ![]() ![]() The FreeSpace Universe Reference ProjectĢ3:40 EveningTea: ass 23:40 wait no 23:40 evilbagel: ass 23:40 ? 23:40 2-letter tab complete failure 14:08 there's too much talk of butts and dongs in here 14:08 the level of discourse has really plummeted 14:08 Let's talk about politics instead 14:08 butts and dongs are part of #hard-light's brand now 14:08 well 14:08 EvilBagel's brand, at least 01:06 welp 01:07 I've got to take some very strong antibiotics 01:07 penis infection? 01:08 Chlamydia 01:08 O.o 01:09 well 01:09 I guess that happens 01:09 at least it's curable 01:09 yeah 01:10 I take it you weren't actually expecting it to be a penis infection 01:10 I was not 14:04 Sometimes the way to simplify is to just have a habit and not think about it too much 14:05 until stuff explodes 14:05 then you start thinking about it 22:16 I don't know how my gf would feel about Jewish conspiracy porn 15:41 EveningTea ] has joined #hard-light 15:47 butt 15:51 yes 15:53 EveningTea ] has quit 18:53 Dicks are fun 21:41 you can't spell assassin without two asses 20:05 i'm mining titcoins from now on 00:31 Drunken antisocial educated freezing hicks with good Internet = Finland stereotype 11:46 Kobrar ] has joined #hard-light 11:50 Surely you've heard of DVDA 11:50 Double Vaginal Double ANal 11:51. ![]() ![]() Prosecutors, practicing most often within liberal jurisdictions, have touted their efforts to reduce mass incarceration by focusing prosecution on violent and serious crimes, as opposed to nonviolent offenses. The understanding of this power has led to the rise of the so-called “progressive prosecutor.” Loosely defined, progressive prosecutors recognize the ongoing and systemic exploitation of the courts to fill jails at the expense, rather than in furtherance, of the aims of the criminal justice system. They simply must refuse to prosecute those cases that have little merit and which, if successfully prosecuted, stand to do more harm than good. Using the powerful tool of prosecutorial discretion, these individuals have the power to affect change and, short of changes to the penal code itself, are best able to mete out justice before a case ever makes it to the courtroom. The prosecutor is the lynchpin, ostensibly the first line of defense against petty, unjustified prosecutions that break apart families, send men and women to prison, and spit them out with the tarnish of a criminal record at the end of the process. Though problems associated with racism exist within juries and judges, it is the prosecutor who first decides to bring a case. A reduction in the number of people the criminal justice system touches and in the effect that ruthless prosecution has had on communities of color, requires identifying who within the system has the power to create change.Įnter the prosecutor. Black Americans constituted thirty-four percent of all Americans living under the shadow of conviction, but only thirteen percent of the country’s overall population. In 2014, 2.3 million Black Americans were in the U.S. Not only are minor offenses prosecuted more harshly than the public desires, but there is also demonstrable racism within the criminal justice system that has resulted in hundreds of thousands of people of color, particularly Black Americans, ending up behind bars. A majority of voters express a willingness to reform the system, treat non-violent crimes with more leniency, and reserve prison for violent or career criminals. With the acceptance that a problem exists, the public has begun to demand change. In recent years, the idea that criminal prosecutions in the United States are fundamentally unfair has become cemented in the national consciousness. Though the United States makes up about four percent of the world’s population, it accounts for twenty-two percent of the world’s prisoners. America has a mass incarceration problem. ![]() Google Earth is an ingenious and entertaining app to explore that will satisfy both recreational and professional needs. This adjustment doesn’t detract from Google Earth’s likability or functionality, remaining a favorite amongst users. However, Google still does sporadic software updates and adjustments.įor example, in 2016, Google took out the old traffic overlays and demographic data. You might want to use imported GIS data depending on your purposes. You should know that some images and other data might be outdated - unfortunately, Google doesn’t prioritize updating its software. The ability to import and export GIS data means the program becomes a professional GIS tool when necessary. Import and export various GIS data from standard software like ArcGIS, QGIS, and others.Survey distances and the size of specific areas.Record tours of geographical areas or cities.This means you can examine past traffic and development. ![]()
Each guardrail set fully encloses the scaffolding platform, has a top rail, mid rail and toe board. We highly recommend using our guardrail set with this scaffolding (sold separately). Friedlaender GE, Perry CR, Cole JD, Cook SD, Cierny G, Muschler GF, et al. Scaffolding Safetyīefore using this narrow frame scaffolding, make sure you know how to construct it and us it safely and in accordance with OSHA’s safety guidelines. Hydrogel and nanofiber gradient systems seem to be promising scaffolding. If you need a scaffold tower, we sell a bakers scaffold tower package that comes with everything you need to go up higher but at a lower price than purchasing all items individually. If more height is needed, all you have to do is add another unit along with guardrails and outriggers. These scaffolds are stackable but must be used with outriggers or tied off to the wall any time the platform is higher than 4X the width of the platform, which is 9’8″. The large platform and guardrails allows someone to work on the scaffolding with a much lower risk of falling than with a ladder. They function the same as a platform ladder and they are safer and cost less. Learn more about us 03 PERI Group Business Segments We at PERI offer you diversity in our product and service range. Because of their small size, portability and configuration options, they can be used in many different construction and work applications. 02 We are PERI At home all over the world Whether it's sky-high monuments in Asia, highly efficient industrial plants in Europe or school buildings in Africa the world is our construction site. Narrow frame scaffolds are also called Baker for Perry scaffolding. Meets all OSHA and ANSI standards About Narrow Frame Scaffolds Baker/Perry Scaffold Specifications:įinish: powder coat yellow Each Scaffold Unit Includes the Following Items:ġ/2″ wooden deck with steel frame (adjustable) If more height is needed, all you have to do is add another unit along with guardrails and outriggers. Easy to assemble and transport with 5″ Locking casters. Easy to assemble and transport with 5″ Locking castersĪs with all our scaffold products at SWS scaffolding, this unit is made from high-quality steel and a powder coat finish. The METALTECH Perry-style scaffold is a multipurpose scaffold suitable and safe for all types of interior work. ![]() This scaffolding has a 1,000 lbs capacity.Īs with all our scaffold products at SWS scaffolding, this unit is made from high-quality steel and a powder coat finish. The deck has many height adjustment options. Comes in 6′ tall units which consist of two frames, a deck and four casters. Whether you’re a professional contractor working on a commercial building or a do it yourselfer working on a home project, this multipurpose/bakers scaffold will meet your needs. Baker - Perry Style Scaffold Unit / with 4 Casters & Solid Wood Deck We have to understand that a remake is not the same as a remaster, which is basically a graphical (and sometimes gameplay) modern upgrade which still uses the original engine it was based on. ![]() In addition, it can broaden its reach to generations of gamers. But as I’ve seen with other video game remakes, this is also a good thing, for it can expand the franchise. I suppose the main disappointment for this is, while it can dive deeper into Joanna Dark’s story, it still means that it is a retelling of the old game. And remakes have been a success for several titles like the Resident Evil games, Final Fantasy 7 Remake, and Dead Space Remake. They are based on an old title but remade to fit newer graphics, new gameplay mechanics and potentially improved storyline using a new game engine. Thornock has already updated his profile by removing the word “remake” beside the title. But this does make us wonder if the new game is actually a remake instead of a fresh new game. Interestingly, Perfect Dark indicates that it’s a remake. This mentioned Uncharted, The Last of Us, Anthem, Dragon Age 4, Bioshock 4 and Perfect Dark. Thornock’s profile highlights projects he has worked on and is currently working on. ![]() ResetEra Forums highlighted Tyler Thornock’s LinkedIn profile which describes himself as a Technical Animator for The Initiative. reports that the new Perfect Dark game seems to be a reboot based on some info from a developer involved in the game. ![]() Note – When I create my printables I only use commercial use fonts (I’ve marked these with a (C)) but for personal use at home any free font is fine. Victorian Modern Cursive – this is the handwriting style my kids are taught in school – though the style of handwriting taught does vary from state to state here in Australia this is a clear pre-cusrive font.KG Red Hands Outline – an outline font that is perfect for tracing over or colouring.KG Primary Dots – a dotted print in four styles – plain letters, and three different lined versions.Abeezee – neat, easy to read printed letters.Print Clearly – a clear, printed font that has solid and dotted options.Berner Basisschrift – this handwriting font comes in two styles – one printed and one pre-cursive with the little hooks on the letters, as shown above.do you use emoticons on facebook,emojis,free emoji copy paste,fb symbols copy and paste. Department of Education and Training, Victoria and free fonts. Generally, the graphics file name should not contain white spaces or multiple dots. KG Primary Penmanship – this clear handwriting font comes in several styles including displaying on dotted third lines as shown above. Symbol is one of the four standard fonts available on all. Extracts from The Teaching of Handwriting - Revised Edition. Of course other font sizes, 9pt, 11pt, 12pt, can be used.It derived from the Palmer Method and was designed to ease the learning of manuscript and cursive handwriting. Arcon – a clean and simple font that is easy to read and great for story writing.(C) For professionals, 0 are 100 free for commercial-use DNealian, sometimes misspelled Denealian, is a style of writing and teaching cursive and manuscript ('print' and 'block') handwriting for English. ![]() ![]() Muscovite Manuscript is another result of many fruitless years of looking for a satisfactory. Categories, popular, designers, optional web font download and links to similar fonts. Download more than 10,000 free fonts hassle free, desktop and mobile optimized, around for more than 20 years. Quicksand – a nice, clear, printed font that comes in a range of styles including bold and the dotted version shown above. 5263 search results for znuscript+dotted+guided.This lends a fun, juvenile feel that would be perfect for any designs targeted. KG Blank Space Solid – a good, strong, printed font, great for kids to write over or collage on to. The Handwritten font has slightly skewed letters that lean both right and left.Ten Free Fonts to use with Beginning Writers. There are loads of great free fonts out there that are clear, and easy for beginners to read, write, and copy. It’s important to remember that many states and/or school districts will have a specific type of handwriting style that they teach their students, so if it’s important to you to start your child off with the same style, then check with the school first. I also look for fonts with good spacing and height, and fonts that have both upper and lowercase letters. I look for fonts without any fancy or irregular letters (I especially look at the a and g), and without any flourishes or extras. PDF cursive practice sheets: alphabet letters, words, numbers. I am not an expert on teaching handwriting, and I know that kids will be exposed to a wide variety of fonts and writing, but I tend to stick to simple, clear, fonts, in a basic printed style when creating something for my kids and others. Free printable cursive writing worksheets teach how to write in cursive handwriting. I am often asked which fonts are good to use with beginning writers, so today I’m going to share some of the best. If you’re looking for dashed lines, regular, or even Instructional Direction styles, visit our website for the full font family below.Over the years I’ve created and printed lots of things for my own kids and I’ve also created lots of free printables for preschoolers and beginning readers and writers. The free dotted font comes with 2 styles to teach kids to trace and write: – Dotted & Lined Font – Dotted Font Without Lines It’s the perfect font for preschool, kindergarten, primary school, homeschool or parents. This will quickly spark an interest in writing by allowing your little students to see their own name (or things they are interested in) on the page. This tracing font is for teachers everywhere looking to create their own custom letters handwriting sheets while keeping their little learners attention.īy including your child’s name to trace, they are more likely to be engaged in learning how to write, read and recognize letters. Released in 2006 by Christopher Jarman and licensed for personal-use only. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |